Review of All the f words

Retirement Planning

Looking after your nest egg in retirement is indeed an important topic, and I was pleased to see the article in the summer issue of Plenty by Ron Giles.
Articles on safety in investing often merely caution an investor to ''ask the right questions", but do not indicate how to interpret the answers. Ron has given a sound lead on how the answers should be used to guide investment decisions, what follow-up questions to ask and what action to take if the answers are not satisfactory.
Arthur Davis
Lower Hutt

If you are worried about losing money in investments in finance companies or Blue Chip-like property companies, email me and I will send you this article.

The following is a review of 'All the f words for NZ Babyboomers' by Gavin Bell

There's loads of F words used in this book

    "How long have I got to live?" is probably the most common question babyboomers ask themselves.
    In tandem with the big question comes, when do I retire?, sell the business?, downsize the house?, what will I do?, and of course how much should I have in savings, etc, etc?
    There's also the tricky but unanswerable question of health.
    Auckland author Giles makes an excellent job of 'exploring the option' we are likely to face when deciding our future and perhaps seeking new directions, from health, money (including trusts), housing, business, changing employment to life balance and enjoying retirement.
    Books have been dedicted to many of the topics he covers and those wanting more information will have little trouble finding it, while readers are offered more details via a website.
    Giles sees our generation as being extremely powerful and suggests when we cash up shares around 2010, it could spark a crash on the markets worldwide, while if we become frugal we could seriously upset the economy.
     Those wanting to reach a ripe old age will find little comfort in the health section where he says the cost of insurance and treatment are sure to rise and if you can't afford it, you will wait in line....
    Giles suggests drug companies target diseases of the rich, and that "90 per cent of pharmaceutical research is devoted to iseaes that only affect a tenth of the world's population."
    Giles doesn't waste words in his book, which is packed with facts and figures and tips too numerous for most to digest at one sitting.
    Oh, and all those F words alluded to in the title" He addresses them all:
forties, fifties, fun, freedom, flab, family ....

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